Brian is over $40,000 in car debt and he co-signed on two other car loans for his brothers. He asks Dave if he should use his savings to start paying the loans.

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Welcome to The Dave Ramsey Show like you’ve never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave’s producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you’ll see exclusive content from people like Rachel Cruze, Chris Hogan, and Christy Wright —as well as all kinds of other video pieces that we’ll unveil every day.

The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!

Why you should consider using a personal loan to payoff high interest rate debt. The standard deduction is now $12,000 per person or $24,000 for a married couple filing jointly. As a result, there is likely no tax benefit to borrowing against your home, and a better option could be a personal loan to pay off high interest rate credit card debt. Make the same payment you are making now but refinance it to a low single digit rate and pay it off in 3 to 5 years, saving 15 years of payments. Here is a link to comparison shop https://www.lendingtree.com/personal/ #creditcards #creditcarddebt #payoffdebt

Student loan consolidation is very often confused with student loan refinancing. I’m breaking down the difference between student loan consolidation and refinancing, how they impact you if you have only federal, only private, or both private and federal student loans, and why may or may not want to do them.

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Hey I am Tess Wicks, I’m a financial educator and coach and the founder of Wander Wealthy, a channel and community helping women in their 20s and 30s get inspired and get results for their personal growth, money and travel goals. On this channel I provide educational and lifestyle content around personal development, personal finances, and exploring the freedom of travel.

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The 3 best personal loan companies I found online!
LightStream Loans (My #1 Pick): http://bit.ly/lightsteam_loans (I may be compensated by LightStream through this link.)

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The best personal loans I found were American Express personal loans, SoFi and LightStream Loans. I’ll cover them each in-depth. Enjoy.

Each of these personal loan lenders have pros and cons, so I’ll cover each of them and I’ll let you know how I feel about their loan options. It was very hard to find low interest personal loans online, because there are so many to choose from. But these lenders don’t charge any dirty origination fees or pre-payment penalties and they have instant approval, which is sometimes hard to find.

Personal loans can be very expensive, so watch this video and hopefully you’ll learn something new. And keep in mind that you’ve gotta have good credit to be approved for these loans. Bad credit won’t work with these lenders.

Overall I felt like American Express is the best personal loan for smaller loans with shorter lengths (like 12-36 months). They have great rates and terms, but you’ve gotta be a cardmember to qualify.

SoFi is incredible because of all their perks and transparency, but when it came down to their actual rates, they were a little higher than the competitors.

My top pick goes to LightStream Loans Because overall they have the most lending options and the best rates for larger unsecured loans. and they have au

Just remember that personal loans aren’t always the best option for loans, but if you need one, then I’d look into these three choices. Thanks

American Express Personal Loans: http://bit.ly/amex_hf
SoFi: Asked that the link be removed 🙁

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Learn the Pros and Cons of Unsecured Debt Consolidation Loans.

Visit http://thelendingmag.com/unsecured-debt-consolidation-loans for more detailed information about:

3 Best Lenders For Unsecured Debt Consolidation Loans

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http://www.loan-lenders.co.za/debt-review-loans/
Debt Review Loans – Can you get a loan while under debt review in South Africa? For anyone undergoing the debt review process or under administration will know that it is almost impossible to get a personal loan from any of the recognized financial lending institutions.
The reason for this is that the process is governed by the Credit Act in South Africa which does not allow for additional credit to anyone undergoing debt review.
This does not mean that you cannot get credit anywhere as there will be lenders who will be more than happy to provide you with financial help although it will come at a cost in the way of higher interest rates as well as tough repayment terms.
Not all of these lending institutions are the same so it is worthwhile doing some research & going with one that offers the lowest interest rate & the most favorable repayment terms before signing your loan application for.

Credit Card Debt is the worst debt to be in. Often it is debt that we have used to buy depreciating stuff, like clothes, shoes and lifestyle habits…leaving us with not much to show for. So if you have reached a point where you have had enough with credit card debt holding you back in life and are thinking about using a personal loan to get back on top of your finances again, well I strongly recommend watching this.

ALSO, PLEASE FEEL FREE TO FORWARD THIS VIDEO OR PASTE THIS VIDEO FOR ANY FAMILY OR FRIENDS TO WATCH WHO ARE DROWNING IN CREDIT CARD DEBT.

xCC

SugarMamma.TV is all about educating, inspiring and empowering everyday people to create financial harmony, freedom and independence in your life. Bite sized videos, with quick and easy to understand tips, that you can apply straight away and see the results. SugarMamma.TV is a powerful movement making money and finance more approachable, energetic and enlightening.

Learn an amazing, unusual alternative to the conventional debt-elimination options. FORGET…Debt Consolidation Loans, Re-Financing, Scrimping, Saving and Budgeting, Cutting Up Your Credit Cards and Bankruptcy.

Imagine…

Having hundreds of people sending you all the money you need to pay off ALL your debts – including your mortgage.Having them continue to send you money AFTER your debts are all paid.The money you receive is NOT a loan. Once it’s in your bank account, it’s yours to keep and spend any way you like.Being able to pay off your ENTIRE DEBT – with one single check.Having so much money accumulating in your bank account that you would never need to take on debt ever again. You could live DEBT-FREE for the rest of your life.Never needing a credit card again. All you’ll ever need is a debit card because you’ll be able to pay cash for EVERYTHING – including cars and homes – for the rest of your life.In the process of paying off your debts with this method, you automatically became wealthy.After all your debts are paid off, you continue to have an income equal to your entire debt coming in every year or every month.

This solution exists because of one of the largest, most respected and recognized companies in the world.

There’s a high probability you already do business with this company. Most people just never knew they offered a feature that could help them pay off all their debts. The goal of this book is to change that.

As Sullivan sees it, here are the problems with the current “get-out-of-debt” options:

Debt Consolidation Loans – More debt just paid out over a longer period, giving you relief with smaller payments, but years more of them.Re-Financing – Not a good idea to add new debt to old debt or extend existing debt.Scrimping, Saving and Budgeting – No Fun! And an excruciatingly slow process.Bankruptcy – Can have devastating, lingering effects.Cutting Up Your Credit Cards – Might not be a bad idea for you at this point, but you don’t have to.

Within this book, Sullivan also includes another of his bestselling books for FREE!

It’s that book that inspired this book, and holds the key to the method that makes this debt-elimination plan “The Ultimate Get Out of Debt Plan.”

Sullivan challenges you to find ANY other method that comes even remotely close to his “Get Out of Debt Plan’.

It’s all revealed in this book.

Can you really afford NOT to get this book TODAY?

Related Topics: Credit Ratings & Repair, Personal Finance, Budgeting & Money Management, Debt, How to Get Out of Debt, Debt Consolidation, Credit Card Debt, Debt Consolidation Loans, Bankruptcy

With Pay Off Student Debt and Generate Massive Passive Income the author then takes you on a journey far above the traditional ‘ I have to live with student debt for the next 4 to 30 years’ mentality that is being pushed on students everywhere. This book takes you to a whole new level of your student evolution, one that you didn’t know existed, one that shows you several methods to not only deal with your student debt but to eliminate it altogether. These are not any ‘mickey-mouse’ get rich quick methods, but tried and true, up to date ways you can start to generate passive income streams that will have you wondering why you never thought of it before. These are methods that are evergreen and are working extremely well bringing in monthly passive income to thousands of people all over the planet.

College tuition and student debt levels have been rising at an alarming pace for at least two decades. These trends, coupled with an economy weakened by a major recession, have raised serious questions about whether we are headed for a major crisis, with borrowers defaulting on their loans in unprecedented numbers and taxpayers being forced to foot the bill. Game of Loans draws on new evidence to explain why such fears are misplaced–and how the popular myth of a looming crisis has obscured the real problems facing student lending in America.

Bringing needed clarity to an issue that concerns all of us, Beth Akers and Matthew Chingos cut through the sensationalism and misleading rhetoric to make the compelling case that college remains a good investment for most students. They show how, in fact, typical borrowers face affordable debt burdens, and argue that the truly serious cases of financial hardship portrayed in the media are less common than the popular narrative would have us believe. But there are more troubling problems with student loans that don’t receive the same attention. They include high rates of avoidable defaults by students who take on loans but don’t finish college–the riskiest segment of borrowers–and a dysfunctional market where competition among colleges drives tuition costs up instead of down.

Persuasive and compelling, Game of Loans moves beyond the emotionally charged and politicized talk surrounding student debt, and offers a set of sensible policy proposals that can solve the real problems in student lending.