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Debt Consolidation Plan (DCP) is a debt refinancing program which offers the borrower the option to consolidate all unsecured debts (such as credit card debts and some types of unsecured loans) across different banks into a single term loan with one bank. Certain types of unsecured debts are excluded and you must meet the eligibility criteria before banks consider your application.

Language: English
Presented by Credit Counselling Singapore.

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Visit Credit Counselling Singapore – https://www.ccs.org.sg

Take our Online Debt Management Course – https://www.ccs.org.sg/get-help/odmc/

Address a Debt Problem – https://www.ccs.org.sg/debt-management/

Arrange for Financial Counselling – https://www.ccs.org.sg/get-help/appointment-documents/

Download Counselling Request Package – https://www.ccs.org.sg/sdm_downloads/crf/

Hi! Today’s video has our progress for our debt in October 2020. ?
Hope you enjoy the video!!

Answers to your burning questions:
What is your Instagram handle?
• its_brendle – https://www.instagram.com/its_brendle/

What planner do you use for your budget?
• Erin Condren – https://www.erincondren.com/referral/invite/brendacline/1
*If it is your first time buying & creating an account, you will get a $10 off coupon your first purchase and I will also receive a $10 coupon*

Where can I find this sticker kit?
• Caffeinated Cait’s Etsy page – https://www.etsy.com/shop/CaffeinatedCait
• This kit is called October Pumpkin Patch
• I do cut and modify them a little.

What pens do you use?
• Sharpie Gel pen 0.7
• TUL pens
• Pilot G-2 07

What camera do you use to film?
• GoPro Hero8 Black

What free editing software do you use?
• Olive – https://www.olivevideoeditor.org/

What program do you use for my intro, outro, & thumbnails?
• Canva – https://www.canva.com/join/asking-backdrop-malaga
• I use the free version
*If you use this link, we will both receive Canva Credit towards premium elements, such as images, illustrations, icons, and music*

What color nail polish are you wearing?
• Thumb – Mindy by KL Polish – no longer available
• Index – Unfortunate Souls by KL Polish – no longer available
• Middle – Mia by Lights Lacquer – https://lightslacquer.com/products/mia
• Ring – Lumiere by KL Polish – no longer available
• Pinky – Zoey by KL Polish – no longer available

DISCLAIMER: The links included in this description might be affiliate/referral links. If you purchase a product or service with the links that I provide I may receive a small commission. There is no additional charge to you! Thank you for your support!

https://www.g.page/richard-killen-richmond-hill This video recording gives you a quick overview of debt counselling found in Richmond Hill and adjacent areas of Vaughan and Markham regarding what debt counselling is with your alternatives to debt counselling in the Greater Toronto Area.

Personal Debt Counselling in Richmond Hill
A number of people today have trouble paying their financial debt, whether it is charge cards or various other types of debt.

Are you among them?

Are you likewise having problems getting rid of your own personal debt for months or perhaps many years?

Are you among the many people who neglect the issue or simply wait and allow it to accumulate, or stubbornly hang on in worry about declaring bankruptcy?

The way to obtain the most effective option could well be obtaining help and advice through a financial debt professional, although not debt counsellors can offer you all the options that may be the most beneficial option for you.

Financial debt counselling is an excellent alternative to personal bankruptcy, wherein quite a lot of men and women who do not desire bankruptcy as a fix to their financial troubles.

Speaking with a Licensed Insolvency Trustee will direct you through each of the alternatives that may be appropriate for you, in order to make the most suitable choice for your circumstance.

Consulting with a trustee doesn’t mean you are filing for bankruptcy, instead they’ll review your circumstance and give you all your options to obtain the right choice to your debt worries, such as credit and debt management, a consolidation loan, a consumer proposal and individual bankruptcy.

Richard Killen and Associates have been offering personal debt and credit counselling for more than 25 years. We utilize a combination of tools to ensure you get out of debt but not simply that, we provide basic credit education with regards to budgeting and money management skills to assist you to achieve your financial goals.

“This Could Be The Most Stress Relieving Phone call You’ll Ever Make!”

Call +1 905-513-0699

We have offices over the GTA. Visit https://rkillen.ca/debt-counselling-toronto-an-alternative-debt-relief/ for more information.

Richard Killen & Associates Ltd Richmond Hill
9140 Leslie Street
Richmond Hill, ON L4B 0A9, Canada
Tel: +1 905-513-0699

Richmond Hill Licensed Insolvency Trustee

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https://www.instagram.com/killen_trustee/
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9 Characteristics of Debt Free People (How to Become Debt Free)

What characteristics make up the debt free community? Those who become and stay debt free aren’t your typical people as so many in today’s world become consumed by instant gratification and overspending. With debt payments devouring a large chunk of our paychecks, it’s incredibly difficult to not only save up for future purchases but set aside money for wealth creation. This video covers some of the traits of people who are debt free and are able to sleep better at night and live a less stressful life because of it.

Hear from Susan Marvin, chief of the Florida Dispute Resolution Center as she provides a lot of general information about mediation, certification, and training.

When you’re put under debt review, you can’t incur more credit or debt until you get your clearance certificate. The NCA will also protect you from the constant hounding creditors usually do to underpaying customers.
There’s no other way to remove debt review from the ITC records than to satisfy the requirements of the program. Once a court order has been signed and you’re officially under debt review, the only way you can make an early exit is to satisfy all the criteria to obtain a clearance certificate.

According to a recent court order regarding an early exit from a debt review program, you can’t simply exit from the debt review process using your improved financial situation as an excuse. Even if your finances are more stable, you must complete the debt review process and just pay extra to exit earlier and satisfy the stipulated requirements for clearance. Otherwise, if you still haven’t removed your over-indebtedness, there’s no way you can exit the debt review program.

But in case you’re clear from over-indebtedness and your debt counsellor refuses to issue a clearance certificate

In the U.S., nearly 60 percent of bankruptcies are caused, in part, by medical bills. Finding ways to lower those bills has never been more important. A new program in Texas may be the solution. Mireya Villarreal reports.

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If you’re looking for debt help in British Columbia, here’s what you need to do. Learn more: https://debthelpbc.ca/2018/02/debt-counselling-will-it-work-for-me/

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