Are debt collectors calling you and your family members constantly? Are you curious if credit counselling can keep collections off your back? The answer honestly depends on three factors. Jeff Schwartz our Executive Director breaks it down.

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Know your rights when it comes to debt collectors and collection agencies.

Debt collectors will try to prey on your emotions or lack of knowledge about how debt collection works. Don’t let them take advantage of you!!

In this video, I’m explaining why you should never pay collections (and why it probably won’t affect your credit score). You’ll learn what happens when your debt goes to collections, what rights you have when it comes to debt collectors, and how to deal with collection agencies and handle debt collectors.

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Are debt collectors calling you and your family members constantly? Are you curious if credit counselling can keep collections off your back? The answer honestly depends on three factors. Jeff Schwartz our Executive Director breaks it down.

See the full post here: http://bit.ly/2qwVG25

The Patient, The Doctor and Bill Collector reveals the hidden truths behind the crushing wave of medical debt drowning more than 64 million Americans.

Authors Robert E. Goff and Jerry Ashton know the inside story on medical debt. Each offers more than 40 years of experience inside the healthcare and collections industries. They team up to deliver a scathing indictment of America’s healthcare system. In simple and forceful language, they detail how present approaches are rigged to fatten the wallets of big pharmaceutical companies, insurance monopolies, and hospitals. The medical debt collections industry also waits patiently for their turn at the trough.

Beyond simply pointing out the mistakes and the greed, the two authors came up with a simple yet powerful solution: Buy medical debt on the open market, and then abolish it! Their vehicle is RIP Medical Debt, a non-profit established in 2013 for the purpose of locating, buying and then forgiving this debt as a gift to those struggling with unpaid and unpayable bills. One collections industry executive described this debt retirement plan as a “Robin Hood” approach.

The Patient, The Doctor and The Bill Collector will help you keep yourself and your family from being swept away by the tsunami of medical debt endangering our future in America You will learn from industry insiders the shocking truths that the debt collections industry, hospitals and insurance companies do not want you to know.

If you are a patient or a patient’s family member, you will learn:

More than 64 million Americans already struggle to pay medical bills. More than 15 million people will deplete their savings to cover medical bills. Health insurance is no rescue, for 80 percent of those filing bankruptcy had insurance. The security blanket of health insurance is riddled with holes and surrounded by traps.

If you are a health practitioner, hospital or physicians group, you will learn:

Pharmaceutical costs and office visit fees cause patients to skip medication and care. If you believe healthcare reform will reduce your revenue losses, think again.

The United States is the only industrialized nation with a market-based healthcare insurance system. As a result, America is destined to be the only industrialized nation to bring about a widespread debt impoverishment of its citizens.

Whether you are a patent, a doctor or a bill collector, you need this book to survive!

ABOUT THE AUTHORS

Robert E. Goff is an acknowledged expert in healthcare delivery, organization and financing with a career spanning leadership positions as a hospital administrator, regulator, managed care executive, consultant, and association executive. He serves as Executive Director and CEO of University Physicians Network (UPN) in New York City. Robert also is a corporate director and sought-after advisor to healthcare technology and care delivery companies.

Jerry Ashton is a recognized veteran of the credit and collections industry. He’s long been an outspoken critic of industry excesses. Inspired by the Occupy Wall Street movement’s “Rolling Jubilee” campaign against medical debt, he came out of semi-retirement in 2014 to co-found RIP Medical Debt with the goal of removing one billion dollars in unpaid and unpayable personal medical bills from the backs of fellow Americans. Jerry blogs at The Huffington Post and tweets as @RIPMedicalDebt.

The authors maintain a resources website for book readers at NoMoreMedicalDebt.com.

Do you know that millions of dollars of debt are collected illegally every year? Do you know that it may be possible for you to receive a payment from a debt collector or creditor for legal damages? The Secret World of Debt Collection shows readers how they can reduce their personal debt and possibly win thousands in legal compensation. I wrote this book because it’s only fair that you find out what you’re really up against when it comes to consumer credit, finance, and collections.

Attorney and former debt collections CEO, Mike Cardoza wants you to know that what you might think is an impossible situation is not. Mike Cardoza is the most senior executive from the consumer credit and finance industry to publish such a comprehensive account on the vulnerabilities and shortcomings of American consumer credit and debt collection companies. A former CEO and Executive Vice President in debt collections, he lays bare the economic realities of the U.S. credit and collections system that virtually ensures that millions of dollars of debt are collected illegally every year.

A practical business cookbook on how to creatively collect debts from overdue customers using Asian and Western collection strategies. The author is an American living in Asia since 1995. Accounts receivables are most firms largest asset, and often it’s most unmanageable. This book shares ideas to improve your firm’s processes, people, and systems to reduce bad debts and increase sales and profits. A humorous, ‘how to’ book to put more money in your firm’s pocket while keeping you up-to-date in the field.