[counselling] Videos
I am sharing my struggles with finances and that I need help.
I have contacted a non profit organization called Credit Counselling Society and they have set me up with a Debt Managment plan.
They have a website with lots of resources if you are interested. It is:
nomoredebts.org
I am sharing this to encourage anyone feeling overwhelmed like I was. It is ok to get help.
13 Benefits of Debt Counselling or Debt Review.
1. All of your debt repayments will be consolidated into one reduced monthly repayment plan.
The great thing about debt counselling is that instead of paying numerous accounts, which you can easily lose track of, The National Debt Review Center will work out an amount that covers all of your repayments.
This includes all your legal fees and debt review costs, with lower interest rates.
2. Your assets, including your home and car, will be protected from repossession.
If you’re fearing that your home and car will be repossessed because you’re in too deep, you’re not alone. Debt counselling will protect your assets from being repossessed as a result of defaulting on repayments.
3. You will no longer get calls from your creditors demanding payment.
Once placed under debt review, you will no longer be at risk of getting deeper into debt.
The National Credit Regulator will flag your credit profile, barring you from taking out more credit. This flag will be removed from your credit profile once you have settled all your debt.
4. You do not pay any money upfront.
Alarm bells should go off if the Debt Counsellor makes such a request. Asking for money upfront is not part of the Debt Review process and indicates that the Debt Review company is untrustworthy.
All Debt Review fees are strictly prescribed by the Nation Credit Regulator (NCR) and are pretty much the same for all South African Debt Counsellors.
There are no up-front fees because the fee structure is created in such a way that all the fees form part of your reduced monthly repayment plan. Each client’s fee will differ because it is worked out as a percentage of the monthly debt you owe.
5. There is no permanent record of having undergone debt counselling.
6. There is only one monthly repayment to be made.
7. Your budget will meet your basic needs first before provision is made for debts.
8. You will never pay more money than you can reasonably afford.
9. A debt counsellor will suggest ways of cutting costs and saving money.
10. Gives you Peace of Mind that your debt is being paid.
11. Help You Live Comfortably with all living expenses covered.
12. Help You Reach Your Goal of settling the debt.
13. Helps you Change your financial spending behaviour.
In light of this, always be sure to contact The National Debt Review Center here or at info@ndrc.org.za as soon as you begin to struggle with your payments, so that all of your instalments can be reduced immediately.
Contact us here – https://ndrc.org.za/contact
Article – https://ndrc.org.za/what-are-the-benefits-of-debt-review
In this talk Jo challenges assumptions that people with severe or profound cognitive disability are unable to lead self-determined lives. She provides guidance to signatory nations in their efforts to uphold their obligations under the United Nations Convention on the Rights of Persons with Disabilities to ensure everyone is able to lead lives of their preference, including those rarely heard. Dr Jo Watson is a Lecturer, Researcher and Speech Pathologist, specialising in Disability and Inclusion at Deakin University in Australia.
Click on CC for closed captioning.
Looking for Debt Counsellors or Debt Review Specialists?
Look no further…
Meet, Emily
Please remember to subscribe to our channel and comment below.
Visit www.ndrc.org.za for more info or send us a WhatsApp to 0727703674
Email: info@ndrc.org.za
Tell: 0878221249
Tell: 0411011037
In order to work out a feasible repayment plan with creditors, you need to establish a household budget that sets aside enough money for your family’s basic and essential needs before you can determine how much you can afford for monthly payments.
The amount you can afford to repay creditors is your payment capacity.
Language: English
Presented by Credit Counselling Singapore.
________________________________
Visit Credit Counselling Singapore – https://www.ccs.org.sg
Take our Online Debt Management Course – https://www.ccs.org.sg/get-help/odmc/
Address a Debt Problem – https://www.ccs.org.sg/debt-management/
Arrange for Financial Counselling – https://www.ccs.org.sg/get-help/appointment-documents/
Download Counselling Request Package – https://bit.ly/2y4MyFC
If you’re having financial difficulties, Anglicare can help you to work out a way forward.
The Golden Rules of Debt Counselling (JN)
https://www.g.page/killenscarboroughwest In this video we provide an overview of Debt and Credit Counselling In Toronto and the GTA.
Are you having a hard time keeping up with your monthly payments?
Many people find themselves falling behind.
Have you been struggling with debt for a long time?
Maybe its time to speak with a Licensed Insolvency Trustee. At Richard Killen & Associates talking with a Licensed Insolvency Trustee (LIT) will guide you through all the solutions that may be right for you so you can make the right decision for your situation.
Consulting with a trustee doesn’t mean you are filing bankruptcy instead they will review your situation and give you all your options to find the right solution to your debt problems which include credit and debt management, consolidation loan, informal proposal, consumer proposal and personal bankruptcy.
For more information contact Richard Killen & Associates at 1 (888) 545-5365 or visit our website at www.rkillen.ca
We have offices over the GTA. Visit https://rkillen.ca/debt-counselling-toronto-an-alternative-debt-relief/ for more information.
Follow us on Social Media:
https://www.instagram.com/killen_trustee/
https://twitter.com/Killen_Trustee
https://www.facebook.com/rkillenassociates
https://www.linkedin.com/company/richard-killen-&-associates/
https://www.linkedin.com/in/richard-killen-020aaaba/
Follow our Podcast at https://rkillen.ca/podcasts/
Richard Killen and Associates have 10 locations across the Greater Toronto Area.
Richard Killen & Associates Ltd Scarborough West
2130 Lawrence Ave, E #402, Scarborough, ON M1R 3A6, Canada
Tel: +1 416-285-9511
https://rkillen.ca/consumer-proposals-bankruptcy-trustee-in-scarborough-west/
Richard Killen & Associates Ltd Scarborough East
2100 Ellesmere Road,
Suite #201D Scarborough, ON M1H 3B7, Canada
Tel: +1 416-644-1212
https://rkillen.ca/consumer-proposals-bankruptcy-trustee-in-scarborough-east/
Richard Killen & Associates Ltd Toronto on Danforth
2600 Danforth Avenue,
Toronto, ON M4C 1L3, Canada
Tel: +1 647-699-3916
https://rkillen.ca/consumer-proposals-bankruptcy-trustee-in-toronto/
Richard Killen & Associates Ltd Etobicoke
2150 Islington Ave #202,
Etobicoke, ON M9P 3V4, Canada
Tel: +1 647-932-5593
https://rkillen.ca/toronto-bankruptcy-trustee-consumer-proposal-administrator/
Richard Killen & Associates Ltd Richmond Hill
9140 Leslie Street
Richmond Hill, ON L4B 0A9, Canada
Tel: +1 905-513-0699
https://rkillen.ca/bankruptcy-trustee-in-north-york-thornhill-for-debt-relief/
Richard Killen & Associates Ltd Brampton
284 Queen St. East, Suite 224,
Brampton, ON L6V 1C2, Canada
Tel: +1 905-456-3311
https://rkillen.ca/consumer-proposals-and-bankruptcy-trustee-in-brampton/
Richard Killen & Associates Ltd Mississauga & Erin Mills
2155 Leanne Blvd #203,
Mississauga, ON L5K 2K8, Canada
Tel: +1 905-822-1151
https://rkillen.ca/erin-mills-oakville-mississauga-bankruptcy-trustee/
Richard Killen & Associates Ltd Mississauga and Cooksville
130 Dundas St E #304,
Mississauga, ON L5A 3V8, Canada
Tel: +1 289-724-1099
https://rkillen.ca/bankruptcy-trustee-in-cooksville-port-credit-mississauga/
Richard Killen & Associates Ltd. Georgetown & Brampton
348 Guelph St,
Georgetown, ON L7G 4B5, Canada
Tel: +1 647-492-2219
https://rkillen.ca/acton-halton-hills-georgetown-bankruptcy-trustee/
Richard Killen & Associates Ltd Pickering & Ajax
1410 Bayly Street, #6
Pickering, ON L1W 3R3
Tel: +1 905-420-6565
https://rkillen.ca/consumer-proposals-bankruptcy-trustee-in-pickering-ajax/
Richard Killen & Associates Oshawa & Whitby
146 Simcoe St N,
Oshawa, ON L1G 4S6, Canada
Tel: +1 289-312-8872
https://rkillen.ca/whitby-bowmanville-oshawa-trustee-in-bankruptcy/
A Debt Management Programme (DMP) is a debt repayment arrangement that is facilitated by Credit Counselling Singapore (CCS) for borrowers who are struggling to pay for basic living expenses and at the same time, make minimum payments to all his/her banks.
CCS will work with you to establish a reasonable budget for your household, determine how much you can set aside as monthly payments, and propose a repayment arrangement for your creditors’ approval.
Language: English
Presented by Credit Counselling Singapore.
________________________________
Visit Credit Counselling Singapore – https://www.ccs.org.sg
Take our Online Debt Management Course – https://www.ccs.org.sg/get-help/odmc/
Address a Debt Problem – https://www.ccs.org.sg/debt-management/
Arrange for Financial Counselling – https://www.ccs.org.sg/get-help/appointment-documents/
Download Counselling Request Package – https://bit.ly/2y4MyFC
