Overwhelmed with debt? There is hope and freedom for you no matter how big your problem. Skyrocketing debt has crippled and divided millions in this age of rampant credit, interest-only mortgages, and record loan defaults. The way out from under debt burdens is not a declaration of bankruptcy, but surrender to the Word of God. Becoming debt-free may seem an impossible dream for many, but it is actually an attainable goal according to Howard Dayton, president of Crown Financial Ministries. He overcame his own struggle with debt by applying God’s principles to managing his finances, principles he lays out in this practical, encouraging, never-give-up book.

In need of a Money Makeover?

Let America’s most popular cheapskate show you how to go from financial chaos to freedom and security–painlessly and in less time than you ever imagined.

Mary Hunt has helped thousands live a debt-free life with her popular newsletter, “The Cheapskate Monthly.” In The Complete Cheapskate, Mary puts all the very best money advice she has in one place. Becoming a classy, dignified cheapskate is not all that difficult, and Mary shows how with her user-friendly principles of saving, restraint, and living debt-free.

This book will teach you how to:
– Create–and stick to–a monthly spending plan
– Live well off 80% of your income
– Climb out–and stay out–of debt’s hole
– Stretch every dollar to its absolute maximum
– Manage savings and investments
– Lower bills on clothes, food, and gifts without lowering living standards
– Live within a financial plan that includes a margin for fun and spontaneity

With hundreds of tips on cutting expenses, The Complete Cheapskate is the indispensable guide for people ready to regain control of their finances, relieve the stress money has created, and prepare for their future.

GOODBYE DEBT—HELLO FREEDOM!
 
Most of us grew up with the idea that there is good debt and there is bad debt.   Good debts are generally considered to be debts you incur to buy things that can go up in value—like a home or college education.  Bad debts are things like credit card balances, where you borrowed money to buy things that depreciate or go down in value, like most consumer goods.

But as America’s favorite financial coach, David Bach, points out, in difficult times there is no such thing as good debt.   There is only debt.  And all debt is too expensive—if what you desire is FREEDOM!  In fact, Bach believes the best investment you can make today is to pay down your debt, faster and smarter than you have ever attempted before—starting today!

In Debt Free for Life, #1 New York Times bestselling author David Bach has written his most groundbreaking and important book since The Automatic Millionaire, giving us the knowledge, the tools, and the mindset we need to get out of debt and achieve financial freedom— forever!  Offering a revolutionary approach to personal finance that teaches you how to pay down your debt and adopt a whole new way of living – debt free. Bach unveils the Debt Wise program that empowers you to pare down your debt automatically.  You’ll learn how to calculate your Debt Freedom Day – the actual date you will be completely free of debt.  And you’ll discover that when you are debt free, you need a lot less money to live on. You can retire, even with a smaller nest egg — perhaps earlier than you expected.

David Bach has coached millions to pay off their debt and now he can guide you.  Whether you have home loans, student loans, car loans, credit card debt—paying down your debt is truly a game you can win, if you know the rules.  Debt Free For Life will teach you the rules and give you the tools to buy back your freedom.

Debt Free: How to Get Out of Debt Fast

If you are tired of the stress and financial pressure of being in debt, then this book is for you.

When you start applying the strategies outlined in this life-changing e-book, you will literaly the power* that comes from being in charge of your financial life!

You can get out of debt FAST…once you know how:

Step by step plan to get out of debt fastThe secrets about interest rates the banks don’t what you to nowHow to decrease interest rates!Developing a wealthy money minsetGreat resources to keep you organized, on track and accountable!

Your debt is holding you hostage..You NEED to become DEBT FREE. Get out of debt fast using this step by step system!

4: The Principles of a Debt-Free Life is the story of one couple’s journey out of credit card debt and what they learned is necessary for anyone seeking financial independence. While most books about personal finance focus on anecdotes and parental-style dos and don’ts, 4 focuses on the personal stories of the authors and the principles they learned that got them out of $51,000 worth of credit card debt. Adding a twist, the authors had a combined tenure in financial services of 21 years. Using their education, professional and personal experience they provide a roadmap for anyone seeking financial freedom.

For the greater part of recorded history the most successful and powerful states were autocracies; yet now the world is increasingly dominated by democracies. In A Free Nation Deep in Debt, James Macdonald provides a novel answer for how and why this political transformation occurred. The pressures of war finance led ancient states to store up treasure; and treasure accumulation invariably favored autocratic states. But when the art of public borrowing was developed by the city-states of medieval Italy as a democratic alternative to the treasure chest, the balance of power tipped. From that point on, the pressures of war favored states with the greatest public creditworthiness; and the most creditworthy states were invariably those in which the people who provided the money also controlled the government. Democracy had found a secret weapon and the era of the citizen creditor was born. Macdonald unfolds this tale in a sweeping history that starts in biblical times, passes via medieval Italy to the wars and revolutions of the seventeenth and eighteenth centuries, and ends with the great bond drives that financed the two world wars.

Product Features

• Used Book in Good Condition

Tuition and fees are just the tip of the iceberg! To properly manage college costs, you need to understand the real price tag of a higher education, including hidden fees that surprise students after they enroll in a college or university. College Secrets and its companion book, College Secrets for Teens, reveal the true costs of earning a college degree – and then provides hundreds of money-saving ideas to help students and parents reduce or eliminate these expenses. In this book, you’ll discover: 22 hidden costs that college officials never talk about 24 tricks to slash in-state and out-of-state tuition costs 7 tips to keep room and board expenses under control 13 strategies to save money on books and supplies 14 lifestyle costs that students must manage wisely  6 do’s and don’ts to avoid credit card debt in college 12 steps to boost your odds of winning scholarships 15 common mistakes that reduce your financial aid … and much, much more! The College Secrets series is your roadmap to paying for college the smart way – with some sanity, truth and planning in the process, and without going broke or winding up deep in debt.

SO FAR IN DEBT YOU DON’T KNOW WHAT TO DO? LEARN HOW TO GET OUT OF DEBT AND INTO THE FUTURE WITH WEALTH MANAGEMENT!

Want to know the steps to get you out of debt?

You need help to stay out of debt? Help to lead you to financial stability?

Want to know what has worked for hundreds of debt ridden consumers?

Want to learn what will work to fully fit your situation?

Before you can determine what type of plan will work for you, first you need to determine the reasons you got into debt in the first place!

Be absolutely honest with yourself here! This is because, the efficacy of the plan you utilize, is determined by the accuracy and truth of your assessment!

Be willing to do that, and this book as a reference and guaranteed you will be on the right track to debt free forever!

Topic Covered…. Why and How Deep are You in Debt? Income vs. Expenses Viable Alternatives Common Pitfalls (Get Rich Quick Schemes)Concentrate on Increasing Income Keep at It Paying off your debt one by one Setting your Financial Goals Financial Education and Business Planning Much, much more! Purchase your copy today! You are just 1 click away!

Finally a book that will TEACH YOU step-by-step EXACTLY how to get out of the debts forever! Do you want to get out of the debts forever? Are you sick of trying and failing because you can’t be debt free? Do you want to be debt free but don’t know where to begin? Or are you sick of hearing about other people’s success, and finally want YOUR OWN SUCCESS? If you’re ready to change your life and start living a debt free life then THIS WILL BE THE LAST BOOK YOU WILL EVER BUY! I know… You may have already tried, but had no luck… Or you just have no idea what to do… It’s fine! “Debt Free Forever” book will solve all your problems! So why is this book so special? This book is NOT another piece of garbage book that just describes methods on how to overcome debts! This book is NOT a get-rich-quick scheme! This book CONTAINS step-by-step, detailed instructions for you to complete that will take you from nothing to having your own debt free live! There are too many garbage books out there that claim to help overcome debt problems, claim to help you with living on passive income, claim to give you the best tips and claim to bring you success. THEY ARE ALL GARBAGE and DO NOT help you in your pursue of debt free life… Trust me, I have read all of them in my days and NONE helped me. I had to learn through my own trials and errors, making mistakes for years. And TODAY you have the extremely fortunate chance to get your hands on a book that is NOTHING like the others. I promised myself that once I experience my own success, I would write a book that REVEALED EVERYTHING and taught people the REAL way to get out of the debt. But this sounds too good to be true? It’s absolutely not. It is 100% possible for you to get out of debt with ways I describe inside this book! All you have to do is read this book and TAKE ACTION. Follow through with all the steps, and before you know it you will be experiencing UNIMAGINABLE success! It’s Finally Time to Take Action. Don’t put it off any longer. Do yourself a huge favor and join the thousands of people who are debt free. If you are ready to work for this and achieve your dream – scroll up, get this book, and take the first steps to your new life TODAY! I am looking forward to seeing you on the inside, and further connecting with you by email, Twitter and my blog!

The main focus point of this book was to encourage the readers that being debt free can be done. Through my trials and tribulations, I was able to overcome. Everything I have was the result of me working hard. The Lord blessed me with the ability to, now, have a strong personal and spiritual foundation. Through my challenges, I’ve learned that I had to take some steps back, in order, to get ahead. I was very blessed to be able to go through my trials and tribulations and share my story with those of you who are in debt. I hope that my testimony will, indeed, help others who are going through this financial slavery called debt. I hope that this book will help you to reach your goals of becoming financially healthy and give you a better outlook on your future. I beseech you to pass on this book to the next generation as a gift to a family member or friend who would benefit from this greatly. Let’s start a movement and show everyone how to live a financially healthy and debt free lifestyle.