Debt Counselling

Watch or Listen to this recording of to my latest podcast to hear expert views on how debt counselling works, how to choose a good debt counsellor, plus what to do if you are already in debt review and want to get out.

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By: Jean Varden, The Debt Counselling Centre
Tel 032 586 3597 www. thedcc.co.za Email debtreview@thedcc.co.za

No more sms or phone calls harassing you from creditors demanding payments, you will afford to pay your accounts and monthly expenses and still have cash in your pocket just in case of unforeseen circumstances, you will saving yourself from losing your car or your house just because you no longer afford to pay the instalments, you will be stressing less and living better.

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Copyright under the Copyright Act 98 of 1978, the Companies Act, 2008 No 71 of 2008 and the Intellectual Property Act.

http://www.cipc.co.za

No allowance is made for “Fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, or research.

Call us at : (+27) 87 550 1760
E-mail us at : info@debthub.co.za
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Debt Counselling
When it began
Where we are now

https://rkillen.ca/personal-bankruptcy-in-scarborough-and-debt-counselling/ In this video we provide an overview of Debt Counselling In Toronto, Ontario

Many people find themselves having a hard time paying their debt on time and are falling behind.
Have you been struggling with debt for a long time?

Maybe its time to speak with a debt counsellor. However only a Licensed Insolvency Trustee can provide you with all the options.

Debt counselling is a good alternative to bankruptcy wherein a lot of people do not want bankruptcy that as a solution to their problem. At Richard Killen & Associates talking with a Licensed Insolvency Trustee (LIT) will guide you through all the solutions that may be right for you so you can make the right decision for your situation.

Consulting with a trustee doesn’t mean you are filing bankruptcy instead they will review your situation and give you all your options to find the right solution to your debt problems which include credit and debt management, consolidation loan, informal proposal, consumer proposal and personal bankruptcy.

At Richard Killen & Associates we are offering debt and credit counselling for over 25 years and make use of a combination of tools to help you get out of debt but not only that we also provide basic credit education about budgeting and money management skills to help you achieve your financial goals.

For more information contact Richard Killen & Associates at 1 (888) 545-5365 or visit our website at www.rkillen.ca

We have offices over the GTA. Visit https://rkillen.ca/debt-counselling-toronto-an-alternative-debt-relief/ for more information.

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Richard Killen and Associates have 10 locations across the Greater Toronto Area.

Richard Killen & Associates Ltd Scarborough West
2130 Lawrence Ave, E #402, Scarborough, ON M1R 3A6, Canada
Tel: +1 416-285-9511
https://rkillen.ca/consumer-proposals-bankruptcy-trustee-in-scarborough-west/

Richard Killen & Associates Ltd Scarborough East
2100 Ellesmere Road,
Suite #201D Scarborough, ON M1H 3B7, Canada
Tel: +1 416-644-1212
https://rkillen.ca/consumer-proposals-bankruptcy-trustee-in-scarborough-east/

Richard Killen & Associates Ltd Toronto on Danforth
2600 Danforth Avenue,
Toronto, ON M4C 1L3, Canada
Tel: +1 647-699-3916
https://rkillen.ca/consumer-proposals-bankruptcy-trustee-in-toronto/

Richard Killen & Associates Ltd Etobicoke
2150 Islington Ave #202,
Etobicoke, ON M9P 3V4, Canada
Tel: +1 647-932-5593
https://rkillen.ca/toronto-bankruptcy-trustee-consumer-proposal-administrator/

Richard Killen & Associates Ltd Richmond Hill
9140 Leslie Street
Richmond Hill, ON L4B 0A9, Canada
Tel: +1 905-513-0699
https://rkillen.ca/bankruptcy-trustee-in-north-york-thornhill-for-debt-relief/

Richard Killen & Associates Ltd Brampton
284 Queen St. East, Suite 224,
Brampton, ON L6V 1C2, Canada
Tel: +1 905-456-3311
https://rkillen.ca/consumer-proposals-and-bankruptcy-trustee-in-brampton/

Richard Killen & Associates Ltd Mississauga & Erin Mills
2155 Leanne Blvd #203,
Mississauga, ON L5K 2K8, Canada
Tel: +1 905-822-1151
https://rkillen.ca/erin-mills-oakville-mississauga-bankruptcy-trustee/

Richard Killen & Associates Ltd Mississauga and Cooksville
130 Dundas St E #304,
Mississauga, ON L5A 3V8, Canada
Tel: +1 289-724-1099
https://rkillen.ca/bankruptcy-trustee-in-cooksville-port-credit-mississauga/

Richard Killen & Associates Ltd. Georgetown & Brampton
348 Guelph St,
Georgetown, ON L7G 4B5, Canada
Tel: +1 647-492-2219
https://rkillen.ca/acton-halton-hills-georgetown-bankruptcy-trustee/

Richard Killen & Associates Ltd Pickering & Ajax
1410 Bayly Street, #6
Pickering, ON L1W 3R3
Tel: +1 905-420-6565
https://rkillen.ca/consumer-proposals-bankruptcy-trustee-in-pickering-ajax/

Richard Killen & Associates Oshawa & Whitby
146 Simcoe St N,
Oshawa, ON L1G 4S6, Canada
Tel: +1 289-312-8872
https://rkillen.ca/whitby-bowmanville-oshawa-trustee-in-bankruptcy/

Credit counseling services in North Bay is considered to be very popular. Along with that, the credit counseling in Sault Ste Marie is also equally important. There is a definite way in which credit counseling can preferably help to resolve your financial challenges. Also, there are a lot of people who are struggling to pay their bills and for them, these particular services are considered to be very important. If you want affordable credit counseling services in North Bay from a reputed debt relief Company, visit the website https://www.reynoldshelp.ca/

Search Tags: Credit Card Debt Counselling Sudbury, Debt Help North Bay, Credit Help Sault Ste Marie

Is debt counseling for me?

Debt Counseling is a formal legal process that provides for a consumer to be declared over indebted and for the Debt Counselor to negotiate a restructured payment plan and obtain a court order confirming the new repayment plan. The Debt Counselor must be registered with the National Credit Regulator and have an NCRDC number. The NDMA uses the services of a registered debt counselor.

More info and debt help can be found at http://www.debtcounsellinghelp.co.za

Today’s questions:

I have received a Summons, can you help me?

The biggest mistake that most people make is to leave debt counselling to late. As soon as you have received a summons from your creditor we cannot stop repossession. You can however still ask your creditor to stop the repossession.

You will have to negotiate a new repayment plan with your creditor. As soon as we have detail of your new payment plan and your creditor has agreed that you can place the payments under debt counselling we can continue with debt counselling.

The attorney of the creditor will normally send you a Section 129 final warning before the issue of a summons. You will have 10 working days to apply for debt counselling after the issue of this notice. If you don’t apply in this time you will not be able to include this debt under debt counselling.

Do not ignore a Section 129 Notice or summons. It will not go away by itself. We will help you. Doing nothing is the worst thing you can do.

Contact as soon as you can when you get the Section 129 Notice.

Debt Sage Can Help You – Debt Counseling & Debt Counseling Services South Africa, Johannesburg, Cape Town